SBFC Finance Limited SBFC
Price and key statistics
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Interactive price chart
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Daily technical summary
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Financial statements
IND AS · INR crore
| Metric | 2026 | 2025 | 2024 |
|---|---|---|---|
| Total Liabilities Shareholders' Equity | 11,085.4 | 8,595.76 | 7,062.79 |
| Accumulated Depreciation Total | -57.84 | -44.58 | -39.53 |
| Cash Equivalents | 183.38 | 185.5 | 130 |
| Other Liabilities Total | 119.47 | 67.74 | 197.54 |
| Accrued Expenses | 25.22 | 24.41 | 23.99 |
| Long Term Debt | 4,905.69 | 3,541.51 | 3,996.02 |
| Common Stock Total | 1,105.7 | 1,085.18 | 1,071.89 |
| Total Assets | 11,085.4 | 8,595.76 | 7,062.79 |
| Current Portof LT Debt/Capital Leases | 2,256.02 | 1,722.81 | Not available |
| Cash | 296.78 | 79.81 | 107.52 |
| Total Equity | 3,725.15 | 3,190.07 | 2,778.07 |
| Long Term Investments | 192.44 | 326.83 | 406.11 |
| Retained Earnings(Accumulated Deficit) | 2,619.45 | 2,104.89 | 1,706.18 |
| Total Common Shares Outstanding | 110.57 | 108.52 | 107.38 |
| Property/Plant/Equipment Total-Gross | 106.93 | 88.24 | 77.51 |
| Tangible Book Valueper Share Common Eq | 31.28 | 26.96 | 23.42 |
| Goodwill Net | 260.39 | 260.39 | 260.39 |
| Total Liabilities | 7,360.25 | 5,405.68 | 4,284.72 |
| Total Debt | 7,186.17 | 5,281.75 | 4,006.72 |
| Cashand Short Term Investments | 480.16 | 265.31 | 237.52 |
| Total Receivables Net | 21.72 | 15.45 | 16.45 |
| Notes Payable/Short Term Debt | 0 | 0 | 0 |
| Deferred Income Tax | 0 | 0.89 | 11 |
| Accounts Receivable-Trade Net | 21.69 | 15.44 | 16.27 |
| Property/Plant/Equipment Total-Net | 49.09 | 43.67 | 37.98 |
| Accounts Payable | 11.42 | 9.46 | 11.26 |
| Other Currentliabilities Total | 17.97 | 21.43 | 34.2 |
| Total Long Term Debt | 4,930.15 | 3,558.94 | 4,006.72 |
| Other Assets Total | 90.35 | 9.1 | 11.03 |
| Intangibles Net | 6.48 | 4.41 | 3.02 |
| Other Long Term Assets Total | 179.57 | 163.41 | 247.71 |
| Note Receivable-Long Term | 9,805.2 | 7,507.19 | 5,842.57 |
| Capital Lease Obligations | 24.46 | 17.43 | 10.7 |
Valuation and ratios
Valuation
PEG Ratio0.54
Price to Sale Ratio0.61
Growth
Debt 5Yr CAGR %20.85
Margins
Operating Margin 12m67.67
Operating Margin 5y Avg65.71
Net Profit Margin 12m27.07
Net Profit Margin 5y23.84
Yield
Dividend Yield %0
Source-qualified signals
Risk metrics
Overall RiskBalanced risk
Board Risk34.89
Recommendations
RatingStrong Buy
Target High123
Target Low79.61
Target Mean1.71
Target Median89.29
Analyst count, source and as-of date are not provided; target values should be treated as unverified.Peer comparison
Only peers present in the company profile payload are displayed.
| Symbol | Company | Price | Market cap | P/E | Research |
|---|---|---|---|---|---|
| — | Bajaj Finance | INR 1,058.85 | 6.59 L | 25.01 | — |
| — | Shriram Finance | INR 1,049.95 | 2.47 L | 13.87 | — |
| — | Jio Financial Services | INR 234.8 | 1.55 L | 95.47 | — |
| — | Tata Capital | INR 346.3 | 1.47 L | 20.47 | — |
| — | Power Finance Corporation | INR 411.7 | 1.36 L | 5.42 | — |
Ownership
- Promoter
- 52.31%
- FII
- 7.22%
- MF
- 15.56%
- Other
- 24.91%
Events
- board MeetingsQuarterly Results
- annual General MeetingAGM
- board MeetingsTo consider Other business matters.
- annual General MeetingPOM
- board MeetingsQuarterly Results
- annual General MeetingPOM
- board MeetingsTo consider Employee Stock Option Policy
- board MeetingsQuarterly Results
- annual General MeetingAGM
- board MeetingsTo consider Other business matters.
- board MeetingsAudited Results & Fund Raising
- annual General MeetingPOM
- board MeetingsQuarterly Results
- board MeetingsQuarterly Results
- board MeetingsQuarterly Results
- annual General MeetingAGM
- board MeetingsAudited Results
- annual General MeetingPOM
- board MeetingsQuarterly Results
- board MeetingsInter-alia, to: i. Consider and approve the proposal of fund raising by way of, inter-alia, issue of listed and / or unlisted securities in one or more tranches ("Fund Raising").
Latest relevant news
Source, timestamp and external destination are shown. Provider relevance scores are not available.
Sumeet Bagadia has recommended three stocks to buy on Monday, February 23. The three stock picks by Bagadia are - GMR Airports, Central Bank of India, and SBFC Finance.
The Indian stock market rebounded on January 12 after five days of losses, with key averages rising 0.40% due to improved sentiment and easing U.S. trade concerns. Nifty 50 closed at 25,786, while Sensex ended at 83,853. Broader markets showed mixed results.
On the last trading day before Independence Day, Indian markets edged higher, with Nifty 50 and BSE Sensex both gaining points. Market analysts highlight the significance of the upcoming Trump-Putin meeting, suggesting potential for a rally if consensus is reached.
Sumeet Bagadia recommends five breakout stocks to buy today: Asahi India Glass, Syrma SGS Technology, Rallis India, NTPC Green Energy, and SBFC Finance.
Sumeet Bagadia recommends five breakout stocks to buy today: CCL Products (India), SBFC Finance, LT Foods, Vishal Mega Mart, and Delhivery.
Breakout stocks to buy or sell: Sumeet Bagadia recommends five shares to buy today — Jubilant Ingrevia, IDBI Bank, SBFC Finance, JM Financial, and City Union Bank.
Q4 results today: IDFC First Bank, India Cements, SBFC Finance and Indiabulls Enterprises are among major companies to announce financial results on Saturday, April 26.
Breakout stocks to buy or sell: Sumeet Bagadia recommends five shares to buy today — EIH, SBFC Finance, Acme Solar Holdings, Inox Wind, and CG Power and Industrial Solutions.
Business information
SBFC Finance Limited is a non-banking finance company. The Company provides secured micro-small and medium enterprises (MSME) loans and loans against gold, with a majority of its borrowers being entrepreneurs, small business owners, self-employed individuals, salaried and working-class individuals. It has developed a PhyGital model. By combining digital technology with personal relationships, it builds bonds with its customers and offers support. It also offers a suite of specialist loan management services, helping institutional lenders to manage all aspects of loan servicing including client relations, collections, payments, porting, and data storage. In addition to providing loans direct to customers, it offers specialist change (LMS) to third party financial institutions. It handles the porting of repayment modes (NACH/ECS) and can transfer equated monthly instalments between accounts. It provides support to clients, including phone calls, short message services, and others.
- Industry
- Consumer Financial Services
- Sector
- Consumer Financial Services
- Website
- Not available
- Address
- Not available
- NSE Code
- SBFC
- BSE Code
- 543959
AI analysis
This repository contains no authenticated model-inference API, model version, confidence distribution or forecast timestamp. The Android listing is available; verify report availability, entitlement and pricing inside the app.
Open Google PlayStock FAQ
What is the symbol and ISIN of SBFC Finance?
SBFC Finance has the symbol SBFC and ISIN - INE423Y01016.
What is the current price of SBFC Finance?
SBFC Finance is currently trading at INR 92.51.
What are the year high and year low of SBFC Finance?
SBFC Finance has a year high of INR 123.00 and a year low of INR 79.61.
What is the market capitalization of SBFC Finance?
SBFC Finance has a market capitalization of INR 10,228.16 crore.
What is the P/E ratio of SBFC Finance?
SBFC Finance has a P/E ratio of 19.60.
What is the dividend yield of SBFC Finance?
SBFC Finance has a dividend yield of 0.00%.
How is the financial performance of SBFC Finance based on revenue, net income, and EPS?
SBFC Finance has revenue of INR 16,788.21 crore, net income of INR 4,508.33 crore, and EPS of INR 4.92.
What is the book value of SBFC Finance?
SBFC Finance has a book value of INR 31.28.
What is the debt-to-equity ratio of SBFC Finance?
SBFC Finance has a debt-to-equity ratio of NA.
What are the price-to-book and price-to-sales ratios of SBFC Finance?
SBFC Finance has a price-to-book ratio of 2.96 and a price-to-sales ratio of 0.61.
Corporate-action adjustment is provider-defined. ShareKeyX research and computed indicators are not investment advice.

