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Research path: Interpret South Indian Bank's snapshot alongside the wider market dashboard, the financial-statement research guide and the valuation-ratios field guide.
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Calculated from validated daily candles. Descriptive research only.
Indicators describe price behaviour and volatility; they are not a BUY, NEUTRAL or SELL recommendation.
IND AS · INR crore
| Metric | 2026 | 2025 | 2024 |
|---|---|---|---|
| Net Loans | 99,259.8 | 85,682.07 | 78,060.65 |
| Total Liabilities Shareholders' Equity | 1,41,756.46 | 1,24,655.07 | 1,17,412.48 |
| Accumulated Depreciation Total | -775.16 | -797.55 | -807.29 |
| Other Liabilities Total | 2,360.22 | 2,124.55 | 2,322.49 |
| Long Term Debt | 3,927.01 | 4,300.48 | 3,912.09 |
| Common Stock Total | 261.76 | 261.63 | 261.59 |
| Total Assets | 1,41,756.46 | 1,24,655.07 | 1,17,412.48 |
| Additional Paid-In Capital | 2,860.28 | 2,856.85 | 2,856.23 |
| Total Equity | 11,416.34 | 10,108.03 | 8,826.34 |
| Retained Earnings(Accumulated Deficit) | 8,282.33 | 6,981.8 | 5,705.87 |
| Total Common Shares Outstanding | 261.76 | 261.63 | 261.59 |
| Total Short Term Borrowings | 326.85 | 183.82 | 157.83 |
| Property/Plant/Equipment Total-Gross | 1,818 | 1,815.85 | 1,773.78 |
| Tangible Book Valueper Share Common Eq | 43.61 | 38.63 | 33.74 |
| Other Earning Assets Total | 27,396.26 | 26,113.03 | 26,134.37 |
| Total Liabilities | 1,30,340.12 | 1,14,547.03 | 1,08,586.14 |
| Total Debt | 4,253.86 | 4,484.3 | 4,069.93 |
| Deferred Income Tax | 53.46 | 55.73 | 12.03 |
| Property/Plant/Equipment Total-Net | 1,042.84 | 1,018.3 | 966.49 |
| ESOP Debt Guarantee | 11.97 | 7.75 | 2.64 |
| Cash Duefrom Banks | 10,071.69 | 7,923.75 | 7,864.32 |
| Accounts Payable | 331.7 | 360.24 | 262.58 |
| Total Long Term Debt | 3,927.01 | 4,300.48 | 3,912.09 |
| Other Assets Total | 3,985.87 | 3,917.92 | 4,386.65 |
| Other Long Term Assets Total | 0 | 0 | 0 |
| Total Deposits | 1,23,340.89 | 1,07,522.22 | 1,01,919.11 |
PEG Ratio0.46
Price to Sale Ratio1.26
Debt 5Yr CAGR %0.19
Operating Margin 12m37.63
Operating Margin 5y Avg27.59
Net Profit Margin 12m28
Net Profit Margin 5y20.49
Dividend Yield %0.96
Overall RiskBalanced risk
Board Risk36.29
ConsensusBuy
Consensus score2.14
Analyst opinions7
Strong Sell count0
Sell count0
Hold count3
Buy count2
Strong Buy count2
Provider consensus uses a 1 (Strong Buy) to 5 (Strong Sell) score. The payload does not include price targets, so none are inferred from 52-week prices or recommendation percentages.Only peers present in the company profile payload are displayed.
| Company | Price | Market cap | P/E | Research |
|---|---|---|---|---|
| HDFC Bank | INR 737 | 11.36 L | 16.52 | — |
| ICICI Bank | INR 1,476.95 | 10.60 L | 19.32 | — |
| State Bank of India | INR 1,084.85 | 10.01 L | 11.78 | — |
| Kotak Mahindra Bank | INR 394 | 3.92 L | 20.21 | — |
| Union Bank of India | INR 181.9 | 1.39 L | 6.59 | — |
Source, timestamp and external destination are shown. Provider relevance scores are not available.
Buy or sell: Vaishali Parekh recommends three intraday stocks to buy today — PNB Gilts, ZEEL, South Indian Bank
Sumeet Bagadia has recommended three stocks to buy on Monday, February 15. The three stock picks by Bagadia are - Aditya Birla Fashion and Retail, IFCI, and South Indian Bank.
South Indian Bank shares dropped nearly 19% to ₹ 36 after CEO PR Seshadri announced he won't seek reappointment. Following the decline, the stock's January performance turned negative, erasing early gains.
South Indian Bank shares rose 6.4% to an all-time high of ₹ 45.20 after reporting a record quarterly net profit of ₹ 374.32 crore for Q3FY26, a 9.5% increase year-on-year. Retail deposits grew by 13%, while gross NPAs declined to 2.67%.
South Indian Bank shares have rebounded 80% since April 2025, reaching an all-time high of ₹ 41.65, positioning for a fourth consecutive annual gain. For the quarter ending in September, the bank reported its highest-ever quarterly net profit of ₹ 351 crore.
SIB has launched SIB Power CONSOL, a new loan product aimed at simplifying debt management through lower interest rates and single EMI payments. It targets individuals aged 30-55, offering consolidation loans from ₹ 10 lakh to ₹ 3 crore with minimal documentation and zero processing fees.
Posts are linked to the canonical company record. Community BUY, NEUTRAL and SELL opinions are user-generated, moderated and separate from analyst consensus and ShareKeyX AI.
The South Indian Bank Ltd. (the Bank) is an India-based commercial bank. The Bank operates in four segments: Treasury segment, which consists of interest earnings in the investment portfolio of the bank, gains or losses on investment operations and earnings from foreign exchange business; Corporate/ Wholesale Banking segment, which provides loans to corporate segments; Retail Banking, which provides loans to non-corporate customers; Other Banking Operations includes income from para banking activities such as debit cards and third party product distribution. The Bank also offers digital banking services such as SIBerNET (Internet banking) and the SIB Mirror+ mobile application. It offers car loan, personal loan, gold loan, home loan, property loan, education loan and others. It also offers life insurance, health insurance, general insurance and others. The Bank has invested in its subsidiary, SIB Operations and Services Limited. It operates approximately 955 branches across India.
South Indian Bank has the symbol SOUTHBANK and ISIN - INE683A01023.
South Indian Bank is currently trading at INR 45.36.
South Indian Bank has a year high of INR 49.90 and a year low of INR 28.11.
South Indian Bank has a market capitalization of INR 12,410.48 crore.
South Indian Bank has a P/E ratio of 7.92.
South Indian Bank has a dividend yield of 0.96%.
South Indian Bank has revenue of INR 9,846.50 crore, net income of INR 1,455.64 crore, and EPS of INR 5.76.
South Indian Bank has a book value of INR 45.13.
South Indian Bank has a debt-to-equity ratio of NA.
South Indian Bank has a price-to-book ratio of 1.01 and a price-to-sales ratio of 1.26.
Corporate-action adjustment is provider-defined. ShareKeyX research and computed indicators are not investment advice.