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Research path: Interpret Ujjivan Small Finance Bank's snapshot alongside the wider market dashboard, the financial-statement research guide and the valuation-ratios field guide.
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IND AS · INR crore
| Metric | 2026 | 2025 | 2024 |
|---|---|---|---|
| Net Loans | 39,760.55 | 31,390 | 26,882.92 |
| Total Liabilities Shareholders' Equity | 57,541.21 | 47,689.15 | 40,422.22 |
| Accumulated Depreciation Total | -431.88 | -360.92 | -289.86 |
| Other Liabilities Total | 756.77 | 622.12 | 662.48 |
| Long Term Debt | 1,650.7 | 1,243.86 | 831.86 |
| Common Stock Total | 1,942.71 | 1,935 | 518.73 |
| Total Assets | 57,541.21 | 47,689.15 | 40,422.22 |
| Current Portof LT Debt/Capital Leases | 2,085.31 | 1,601.5 | 1,338.96 |
| Additional Paid-In Capital | 803.28 | 782.09 | 2,184.6 |
| Total Equity | 6,815.68 | 6,083.41 | 5,613.49 |
| Long Term Investments | 0 | 0 | 0 |
| Retained Earnings(Accumulated Deficit) | 3,864.19 | 3,197.78 | 2,765.83 |
| Total Common Shares Outstanding | 194.27 | 193.5 | 195.88 |
| Total Short Term Borrowings | 300.89 | 260.26 | 277.16 |
| Property/Plant/Equipment Total-Gross | 716.57 | 665.61 | 577.45 |
| Tangible Book Valueper Share Common Eq | 34.19 | 30.72 | 28.11 |
| Other Earning Assets Total | 12,724.25 | 11,729.99 | 9,766.02 |
| Total Liabilities | 50,725.53 | 41,605.74 | 34,808.72 |
| Total Debt | 4,036.9 | 3,105.63 | 2,447.97 |
| Property/Plant/Equipment Total-Net | 320.49 | 317.86 | 319.4 |
| Redeemable Preferred Stock Total | 0 | 0 | 0 |
| ESOP Debt Guarantee | 100.49 | 89.64 | 72.32 |
| Cash Duefrom Banks | 3,443.67 | 3,169.8 | 2,536.79 |
| Accounts Payable | 263.52 | 247.52 | 236.11 |
| Total Long Term Debt | 1,650.7 | 1,243.86 | 831.86 |
| Other Assets Total | 890.97 | 721.22 | 809.82 |
| Intangibles Net | 172.58 | 139.05 | 107.26 |
| Other Long Term Assets Total | 228.7 | 221.23 | Not available |
| Unrealized Gain(Loss) | 105 | 78.89 | 72.01 |
| Total Deposits | 45,668.33 | 37,630.48 | 31,462.16 |
Debt 5Yr CAGR %3.23
Operating Margin 12m22.5
Operating Margin 5y Avg23.5
Net Profit Margin 12m17.04
Net Profit Margin 5y17.79
Dividend Yield %0
Price to Sale Ratio2.02
Overall RiskBalanced risk
Board Risk42.33
ConsensusStrong Buy
Consensus score1.37
Analyst opinions19
Strong Sell count0
Sell count0
Hold count0
Buy count7
Strong Buy count12
Provider consensus uses a 1 (Strong Buy) to 5 (Strong Sell) score. The payload does not include price targets, so none are inferred from 52-week prices or recommendation percentages.Only peers present in the company profile payload are displayed.
| Company | Price | Market cap | P/E | Research |
|---|---|---|---|---|
| HDFC Bank | INR 737 | 11.36 L | 16.52 | — |
| ICICI Bank | INR 1,476.95 | 10.60 L | 19.32 | — |
| State Bank of India | INR 1,084.85 | 10.01 L | 11.78 | — |
| Kotak Mahindra Bank | INR 394 | 3.92 L | 20.21 | — |
| Union Bank of India | INR 181.9 | 1.39 L | 6.59 | — |
Source, timestamp and external destination are shown. Provider relevance scores are not available.
Ujjivan Small Finance Bank reported its highest-ever quarterly net interest income (NII) of ₹ 1,186 crore in the first quarter of FY27.
Sumeet Bagadia recommends these five breakout stocks to buy today — Ujjivan Small Finance Bank, Bajaj Consumer Care, Shilpa Medicare, Anant Raj, and Manorama Industries
Buy or sell: Vaishali Parekh recommends three stocks to buy today — Ujjivan Small Finance Bank, L&T Finance, and IOC
Small-cap stocks to buy: The smallcap stock picks for June are Ujjivan Small Finance Bank, Chalet Hotels, Minda Corporation, Navin Fluorine International and Kalpataru Projects International shares.
Stocks to buy or sell: Sumeet Bagadia recommends eight shares to buy on the budget 2026 date — Eicher Motors, HUL, SBI, Ujjivan Small Finance Bank, Asahi India Glass, Star Health, CUB, and JK Tyre
Ventura Securities identifies Ujjivan Small Finance Bank and APL Apollo Tubes as strong short-term stock picks in 2026, supported by bullish trends and positive momentum indicators, recommending targets of ₹ 82 and ₹ 2,300, alongside strict stop losses.
Posts are linked to the canonical company record. Community BUY, NEUTRAL and SELL opinions are user-generated, moderated and separate from analyst consensus and ShareKeyX AI.
Ujjivan Small Finance Bank Limited is an India-based scheduled commercial bank. The Company operates through three segments, which include Treasury, Retail Banking, and Corporate/ Wholesale Banking. The Treasury Segment primarily consists of net interest earnings from the Bank's Investment portfolio, money market borrowing and lending, gains or losses on investment operations/ foreign exchange trading and a portion of income/loss from the sale/purchase of priority sector lending certificates (PSLC). The Retail Banking Segment serves retail customers through a branch network and other delivery channels. Retail Banking includes lending to and deposits from retail customers and identified earnings and expenses of the segment. This segment raises deposits from customers and provides loans and other services to customers. The Corporate/ Wholesale Banking segment provides loans to corporates and financial institutions.
Ujjivan Small Finance Bank has the symbol UJJIVANSFB and ISIN - INE551W01018.
Ujjivan Small Finance Bank is currently trading at INR 71.70.
Ujjivan Small Finance Bank has a year high of INR 73.94 and a year low of INR 41.32.
Ujjivan Small Finance Bank has a market capitalization of INR 13,984.23 crore.
Ujjivan Small Finance Bank has a P/E ratio of 12.63.
Ujjivan Small Finance Bank has a dividend yield of 0.00%.
Ujjivan Small Finance Bank has revenue of INR 6,931.45 crore, net income of INR 692.63 crore, and EPS of INR 4.58.
Ujjivan Small Finance Bank has a book value of NA.
Ujjivan Small Finance Bank has a debt-to-equity ratio of NA.
Ujjivan Small Finance Bank has a price-to-book ratio of NA and a price-to-sales ratio of 2.02.
Corporate-action adjustment is provider-defined. ShareKeyX research and computed indicators are not investment advice.