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Research path: Interpret Union Bank of India's snapshot alongside the wider market dashboard, the financial-statement research guide and the valuation-ratios field guide.
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Calculated from validated daily candles. Descriptive research only.
Indicators describe price behaviour and volatility; they are not a BUY, NEUTRAL or SELL recommendation.
IND AS · INR crore
| Metric | 2026 | 2025 | 2024 |
|---|---|---|---|
| Net Loans | 4,74,422.89 | 4,88,565.08 | 4,37,761.87 |
| Total Liabilities Shareholders' Equity | 15,87,502.69 | 15,11,329.42 | 14,01,995.91 |
| Accumulated Depreciation Total | -9,743.9 | -10,047.24 | -9,356.42 |
| Other Liabilities Total | 58,231.57 | 48,602.85 | 44,941.58 |
| Long Term Debt | 77,797.87 | 27,489.79 | 26,974.27 |
| Common Stock Total | 7,633.61 | 7,633.61 | 7,633.61 |
| Other Equity Total | -23.07 | -17.32 | -1.63 |
| Total Assets | 15,87,502.69 | 15,11,329.42 | 14,01,995.91 |
| Additional Paid-In Capital | 25,698.81 | 25,832.27 | 25,698.81 |
| Total Equity | 1,33,551.29 | 1,13,834.08 | 97,597.66 |
| Long Term Investments | 4,724.95 | 682.22 | 438.39 |
| Retained Earnings(Accumulated Deficit) | 92,356.24 | 74,920.26 | 58,622.45 |
| Total Common Shares Outstanding | 763.36 | 763.36 | 763.36 |
| Total Short Term Borrowings | 2,990.04 | 2,750.22 | 2,641.41 |
| Property/Plant/Equipment Total-Gross | 20,844.73 | 19,393.46 | 18,383.14 |
| Tangible Book Valueper Share Common Eq | 174.22 | 148.5 | 127.55 |
| Other Earning Assets Total | 3,54,218.46 | 3,61,826.91 | 3,78,250.17 |
| Total Liabilities | 14,53,951.41 | 13,97,495.35 | 13,04,398.25 |
| Total Debt | 80,787.91 | 30,240.01 | 29,615.68 |
| Property/Plant/Equipment Total-Net | 11,100.83 | 9,346.22 | 9,026.72 |
| Cash Duefrom Banks | 6,63,487.64 | 5,99,241.55 | 5,21,228.02 |
| Accounts Payable | 5,173.24 | 6,361.12 | 5,247.64 |
| Total Long Term Debt | 77,797.87 | 27,489.79 | 26,974.27 |
| Other Assets Total | 75,464.07 | 48,443.67 | 51,343.71 |
| Intangibles Net | 558.99 | 477.88 | 233.09 |
| Other Long Term Assets Total | 3,524.88 | 2,745.9 | 3,713.94 |
| Unrealized Gain(Loss) | 7,885.71 | 5,465.26 | 5,644.42 |
| Total Deposits | 13,09,758.69 | 13,12,291.37 | 12,24,593.36 |
PEG Ratio0.24
Price to Sale Ratio1.30
Debt 5Yr CAGR %8.3
Operating Margin 12m43.28
Operating Margin 5y Avg34.11
Net Profit Margin 12m33.21
Net Profit Margin 5y24.3
Dividend Yield %2.84
Overall RiskBalanced risk
Board Risk38.2
ConsensusBuy
Consensus score2.13
Analyst opinions16
Strong Sell count0
Sell count3
Hold count3
Buy count3
Strong Buy count7
Provider consensus uses a 1 (Strong Buy) to 5 (Strong Sell) score. The payload does not include price targets, so none are inferred from 52-week prices or recommendation percentages.Only peers present in the company profile payload are displayed.
| Company | Price | Market cap | P/E | Research |
|---|---|---|---|---|
| HDFC Bank | INR 737 | 11.36 L | 16.52 | — |
| ICICI Bank | INR 1,476.95 | 10.60 L | 19.32 | — |
| State Bank of India | INR 1,084.85 | 10.01 L | 11.78 | — |
| Kotak Mahindra Bank | INR 394 | 3.92 L | 20.21 | — |
| Bank of Baroda | INR 250 | 1.29 L | 6.41 | — |
Source, timestamp and external destination are shown. Provider relevance scores are not available.
Following the transaction, BNP Paribas will become the second biggest shareholder in the company after Bank of Baroda, which holds 65% stake. Union Bank of India holds the remaining 9% share in the insurance company.
Union Bank of India Q1 results: Profit jumped 30% YoY to ₹ 5,332.30 crore, while operating profit for the quarter jumped nearly 16% YoY to ₹ 8,002.58 crore.
Q1 results 2026: Billionbrains Garage Ventures (Groww), Union Bank of India, HDFC Life Insurance Company, ICICI Lombard General Insurance Company are among the companies to declare their Q1 results FY27 today.
Union Bank of India share price has remained in a consolidation phase since last one month. The PSU bank stock has risen just 1.7% in one month, while it has declined over 9% in three months.
Stock market today: Experts recommend these eight shares to buy today — NAM-INDIA, Laurus Labs, Mazagon Dock Shipbuilders, HDFC Bank, Lodha Developers, BEML, Ashok Leyland, and Union Bank of India
The Nifty PSU Bank index fell nearly 2%, with all its constituents trading in the red. Bank of India, Union Bank of India, Punjab & Sind Bank and Canara Bank were the top index losers, falling more than 2% each.
Posts are linked to the canonical company record. Community BUY, NEUTRAL and SELL opinions are user-generated, moderated and separate from analyst consensus and ShareKeyX AI.
Union Bank of India Limited is an India-based banking company. The Company’s segments include Treasury Operations, Corporate and Wholesale Banking and Other Banking Operations. The Company offers products in three categories, including personal, corporate loans and international. Its personal products include accounts and deposits, loans, which includes retail, micro, small and medium enterprises (MSME), wealth management, financial schemes and lockers/other services. Its corporate loans include trade finance, working capital, line of credit, project financing, and channel finance. Its international services include non-resident Indian speedy and easy remittances, Internet Banking, international debit/credit cards, home loans, special deposit schemes, and an online donation facility. It provides digital services, such as app banking, Internet banking, automated teller machine banking, self-service banking and immediate payment service (IMPS). It also provides foreign currency loans.
Union Bank of India has the symbol UNIONBANK and ISIN - INE692A01016.
Union Bank of India is currently trading at INR 184.68.
Union Bank of India has a year high of INR 205.49 and a year low of INR 124.64.
Union Bank of India has a market capitalization of INR 1.39 lakh crore.
Union Bank of India has a P/E ratio of 6.37.
Union Bank of India has a dividend yield of 2.84%.
Union Bank of India has revenue of INR 1,06,798.90 crore, net income of INR 18,780.63 crore, and EPS of INR 27.05.
Union Bank of India has a book value of INR 182.92.
Union Bank of India has a debt-to-equity ratio of NA.
Union Bank of India has a price-to-book ratio of 1.01 and a price-to-sales ratio of 1.30.
Corporate-action adjustment is provider-defined. ShareKeyX research and computed indicators are not investment advice.